Job Description The Analyst will be a member of Visa's Latin America and Caribbean (LAC) Interchange and Pricing Strategy Team, responsible for the development of pricing and interchange strategies for Visa's business in the LAC region.
This position will report to the Sr. Director of LAC Interchange and will be based in Bogota, with some travel expected.
Essential Functions Manage the process of rebalancing interchange among clients by querying large databases to obtain the data necessary, performing calculations of manual interchange adjustments, and preparing materials for approval, communication, and implementation of the manual interchange adjustments by issuer, acquirer, and product and channel as necessary.Evaluate interchange opportunities aimed at improving acceptance, increasing issuance, and driving payment volume growth.
Build financial cost-benefit analyses and modeling to determine impacts for issuers, acquirers, merchants, and Visa using VisaNet data.Support the development of rigorous, fact-based, quantitative analysis to support recommendations.Perform periodic validations of interchange compliance with regulatory requirements.Validate the correct implementation of interchange programs in VisaNet.Perform periodic revisions of strategic merchant programs and review qualification of merchants for the program.
Prepare and present the materials needed for approval of the proposed changes.
Act as a liaison between sales and systems team to activate and deactivate merchants in the program.Identify areas for process improvement, prepare recommendations for the team, and implement changes according to the plan approved by management.Communicate calculations, analyses, and recommendations in a clear, concise, and impactful way.Support the publication of changes of Visa interchange rates.
Provide Visa client-facing staff with interchange rates and qualification criteria as well as field additional ad-hoc questions, requests, and analyses on interchange.Work with the Global Interchange Compliance team on the interchange compliance program to ensure that clients are qualifying for the correct interchange rates.Develop and update reports and dashboards to evaluate the performance of interchange rates.This is a hybrid position.
Hybrid employees can alternate time between both remote and office.
Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.
Qualifications Basic Qualifications 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g., Masters, MBA, JD, MD, or PhD).Preferred Qualifications 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g., Masters, MBA, JD, MD).Ability to develop content independently and prioritize workflow, adapting to changes in priorities quickly.Ability to prioritize deliverables and projects to meet timelines efficiently.Ability to manage multiple projects efficiently and meet deadlines.Quick-thinker, fast learner, with wide general knowledge and problem-solving skills.Strong analytical and problem-solving skills, with attention to detail and the ability to structure and analyze sophisticated financial modeling.
Good business acumen to orient data analysis to business needs.Strong interpersonal and leadership skills to interact and build credibility with functional and regional stakeholders within Visa.Self-starter, team-oriented, collaborative, diplomatic, and flexible, with excellent presentation skills, including strong oral and writing capabilities.Previous experience in the payments industry is a plus.Bilingual English/Spanish required, Portuguese a plus.Additional Information Visa is an EEO Employer.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status.
Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
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