Employee Benefits: Labor Credit Union offers a comprehensive benefits package to support employee well-being, financial security, and work-life balance. Key benefits include: Paid Time Off : Vacation, sick leave, bereavement leave, 13 federal holidays, and 8 floating holiday hours. Health Coverage : Medical, dental, vision plans, HSA, and Life AD&D insurance. 401(K) Match : A retirement plan with a generous company match. Expanded Benefit Program : Focuses on financial, mental, and physical well-being. Commuter Benefits : Eases commuting concerns for increased productivity. Employee Assistance Program : Provides confidential support for employees and their families. Credit Union Membership : Offers access to low-interest loans and financial services. Education & Tuition Reimbursement : Encourages ongoing education and training. OnDemand Pay : Allows access to earned wages before payday. Labor CU fosters a supportive environment for employee growth and well-being. Position Summary : Responsible for providing exceptional service to our internal and external members. Demonstrates thorough knowledge of the consumer loan products, policies, and procedures, demonstrates the ability to make independent lending decisions, and serves as a resource to the branch and consumer lending staff for loan-related questions. Primary Duties & Responsibilities : Contributes to the success and maintenance of the need-based sales and service culture by demonstrating LABOR CU's mission, vision, and values and the delivery of a stellar member experience. Evaluates loan applications submitted for decision of consumer loan files based on our established policies, risk tolerances, and expected decision turnaround times. Verifies that all required documentation has been received; follows-up and requests missing information; analyzes the information gathered, reconciles the income, appraisal values, credit history, and determines the terms and conditions of the loan based on established risk tolerances. Verifies the calculation accuracy of debt to income ratios, loan to value cash flows; demonstrates knowledge restructuring loan deals, considering and listing mitigating factors that minimize our institutional risk. Partners successfully with the Consumer Loan Advisors pointing out potential cross-sell opportunities to develop new business and increase/expand product penetration. Performs other job-related duties as assigned by the Loan Department Manager. Education & Experience Position Requirements : A High School Diploma or Equivalent; college is preferred. A minimum of three to five years' experience in consumer loan underwriting and approval required, with a proven ability to make sound lending decisions. Completion of a specialized course of study at a business or trade school or completion of a specialized and extensive in-house training or apprenticeship program. Requirements Interpersonal Skills : Strong interpersonal skills required, including maintaining positive relationships and excellent internal and external member service skills. A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. The work includes personal contact with others and is usually of a personal or sensitive nature. This position may involve motivating, influencing or coaching others. Work Environment : This position is a remote position. Occasional travel to "onsite" premises may be required. The candidate must have a quiet, dedicated space at home that is secure to protect non-public information. The candidate must also have high-speed internet and/or secure Wi-Fi network access at the location. Additional Comments Required Compliance Courses : Responsible for understanding and complying in an accurate and timely basis with all Bank Secrecy Act/Anti-Money Laundering/OFAC requirements that pertain to the position at LABOR CU and as directed by management. Must be adept in operating standard office equipment, specifically the computer, and must have a working knowledge of Microsoft Office products. Pay Range: $60,000 – $67,000 per year How to Apply To apply for a position at Labor Credit Union, visit this page. You can explore available opportunities and submit your application directly through their careers section. #J-18808-Ljbffr