VCA team is looking for an individual to join our consulting practice and play a key role developing high impact projects for Visa's clients in the LAC region with a focus on supporting VCA's Credit Risk and Fraud vertical. This position will be based in Bogota, Colombia. This potential candidate will be responsible for delivering risk projects (Credit / Authorizations / Fraud). It is expected from the candidate to bring new insights from market trends/former experience in other to enhance current project's deliverables, analysis and workflow, also address key strategic needs for Visa's clients including issuers, acquirers and merchants. Play a leadership role for VCA local teams, which she/he will work with. It is very important to have the ability to interact with external partners, internal multidisciplinary teams, with different levels of risk knowledge, to guide and expand the risk practice footprint in the region. Potential engagements could include underwriting diagnostics, portfolio management diagnostics, authorization optimization strategies, assessments of current risk policies, predictive scores (ML) application / development, implementation roadmaps, optimization of client customer-servicing processes, portfolio's risk analysis, among others. Essential Functions Utilize Visa's data and analytic capabilities, technology, and industry expertise to develop, standardize and implement the consulting solutions focused on Risk and Fraud. Identify relevant market trends by country, based on a deep analysis of payment industry / consumer banking information. Interacting with several internal and external stakeholders for the strategic definition of analysis and initiatives. Continuously develop and present innovative ideas in order to improve risk practices. Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others. Communicate concepts and the results of the analyses in a clear and effective manner. Support knowledge transfer to facilitate implementation of recommendations provided. Document all projects developed and write other documentation as needed. Identify and share best practices for key topics. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Basic Qualifications Bachelor's degree in finance, Accounting, Economics or related quantitative field (e.g. Statistics, Computer Science, Engineering, other)5+ years of overall experience in consumer banking, credit bureau, processors and/or retailers Strong interest in the future of payments a must. Proficient in MS Office or equivalent (PowerPoint, Excel). Ability to transform/synthesize data in succinct, palatable business language Results oriented professional with proven track record of achievement. Preferred Qualifications M. Sc, MBA or other relevant Master's degree preferred (e.g. Statistics, Computer Science, Engineering or other related fields). Experience in consumer credit risk in the retail banking, payments, financial services, and/or technology industries 8+ years of overall experience in a banking, credit bureau, processors and/or retailers Domain of statistical and visualization tools (Python, SAS, Tableau) Continuously develop and present innovative ideas based on data-driven approaches in order to improve current business practices Project management, organizational and presentational skills. Strong teamwork, relationship management and interpersonal skills. Ability to multi-task various projects while meeting required deadlines. Prior Consulting and Successful Client Facing experience. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. #J-18808-Ljbffr